Author Archives: admin

Recording every penny that I make and spend has helped me to have a pretty clear picture of my financial habits, and one of the things that I have learned is that I am very good at self-deprivation.  I make the sacrifices to reach a savings goal, and then immediately set another and convince myself … Continue reading »

I’ve meant to post about this for quite awhile, but the idea came to me right before exams and I just didn’t have the time. If America runs on Dunkin, then Canada definitely runs on Tim Horton’s.  Every year Tim Horton’s runs a contest called “roll up the rim to win”.  You just roll up … Continue reading »

I have finally got all of my ducks in a row and figured out where my finances stand and I am happy to report that I have officially finished my Summer Savings.  As I have mentioned previously, this money is just sitting in one account and I am treating it as one line item So … Continue reading »

I just hit a personal finance milestone for the year that I have mixed thoughts about.  I have officially made enough back on my VISA cash back to pay for the annual fee. My annual fee is $39, and I receive 1% back on all purchases, which means that I have charged almost $4000 on … Continue reading »

Before I stop talking about the conference I went to, I wanted to share an awesome experience I had while getting to and from my destination. I consider myself a fairly experienced and savvy traveler.  I have taken cars, boats, buses and trains, and I make a 10 hour weekly commute when I’m in school, … Continue reading »

I just got back from my first real legal conference in Washington DC.  I didn’t get as involved in my first year of law school as I wish I would have, so now it’s time to kick it into gear and network and most importantly, figure out what kind of law I would like to … Continue reading »

I finally got a decent paycheque deposited in my account this morning.  So I have $750 to put in my Summer Savings Fund.  However, I still have a bunch of numbers to reconcile in my head, and I haven’t taken the time to go through all of my expenses yet.  I suspect that I will … Continue reading »

Although I have lived away from home for five years, I have never really had to buy all of the stuff that goes along with it before.  I spent two years in residence, one year in a residence-style apartment, and two years in a big old house with four other roommates.  You don’t really need … Continue reading »

When I first found out that I would have just over a month off in April-May of this year, I immediately thought that the timing could not have been worse.  My work is very seasonal, with ebbs and flows throughout the year based on a variety of factors.  There was a ton of work leading … Continue reading »

As you may remember, I have (or will have) $4550 saved up for various expenses that will pop up over the course of the spring and summer.  I broke it up like this: Taxes- $300 Wedding- $600 Furniture- $350 Kitchen Stuff- $300 Target/Walmart- $300 Moving Fund- $500 Birthday Gift- $200 Float- $1000 Professional Wardrobe- $1000 … Continue reading »